07.10.2026

A Turkish Passport: A Backup Plan for Your Family

A second passport today is neither a luxury nor a status symbol. It's insurance for your family, freedom for your business, and a legacy for your children. I explain what Turkish citizenship really gives you, how to obtain it legally, and why thousands of people lost it in 2026.
Sergei Dubinets, founder and CEO of DDA Real Estate Turkey

Why you need a second passport

Over my years of working and living in Turkey, I have seen how quickly the world changes. Borders close overnight, banks block accounts without explanation, and plans that seemed reliable collapse because of decisions made in foreign capitals.
A second passport addresses three goals at once:
  • Security. Your family always has a country where they can come, live, work, and study without visas or permits.
  • Freedom. You don't depend on restrictions imposed against a single citizenship.
  • Legacy. Citizenship passes to your children, and children born to a Turkish citizen receive it from birth.
This is your backup plan. You may never need it. But when you do, you won't be able to build it in a week.

What a Turkish passport gives you

Travel. According to the 2026 Henley Index, a Turkish passport gives visa-free or visa-on-arrival access to 113 destinations.
Business in the USA. Turkish citizens can obtain the US E-2 investor visa. This gives the right to start or buy a business in the US and live there with your family. For citizens of many countries, this path is closed.
International business and banking. With a Turkish passport, you can open companies and accounts, make payments, and work with partners around the world without the restrictions that apply to passports of sanctioned countries.
Life in Turkey without restrictions. A citizen doesn't need to renew a residence permit. They can work without a permit, use public healthcare, and their children study at Turkish schools and universities on equal terms with locals.
Dual citizenship. Turkey does not require you to renounce the citizenship of your country. You keep both passports.

Why this is especially important for citizens of sanctioned countries

Such a country today lives under thousands of sanctions. An ordinary person far removed from politics faces them every day: visa refusals, closed accounts, blocked transfers, partners who don't want to work with their passport.
A Turkish passport doesn't cancel your citizenship; it adds a second one that opens up the world again. At the same time, Turkey remains a country open to people from all over the world: direct flights from dozens of countries, a friendly attitude toward foreigners, and large international communities in Istanbul and Antalya.

A passport for the whole family

A single investment grants citizenship to several family members at once:
  • the investor;
  • the spouse;
  • all children under 18.
The investor's parents and adult children do not receive citizenship under this program, but they can obtain a residence permit and live near the family

A new first and last name

When obtaining citizenship, you can choose a Turkish first and last name. Many of our Clients do just that: a new name makes life, business, and communication in Turkey easier. The decision is made once, at the document submission stage.

Turkey protects your property

Property rights in Turkey are protected by the Constitution, and the protection is the same for citizens and foreigners. Your TAPU (title deed) is kept in the state registry, and the state itself is liable for registry errors.
For a family, this means a simple thing: the property you buy remains yours and passes to your children by inheritance. You leave them not only an apartment, but also citizenship that will serve them and their children.

Program requirements: what you need to know

In 2026, to obtain citizenship through real estate, you need to buy property worth at least $400,000. For other types of investment, such as a deposit or government bonds, the threshold is $500,000.
Key requirements:
  • Amount from $400,000. You can buy one property or several; what matters is that the total value reaches the threshold.
  • Payment through a bank only. The entire amount arrives in foreign currency through a Turkish bank, the currency is sold to the bank, and you receive a DAB certificate (Döviz Alım Belgesi). It confirms that the money actually came into the country.
  • Three years without selling. An annotation is placed in the TAPU stating that the property cannot be sold or transferred for three years. After that, the property can be sold, and the citizenship remains.
  • Mandatory appraisal. The property's value is confirmed by a licensed appraisal company. Its report is the key document of the entire procedure.
  • The price in the TAPU must be real. The government separately checks the price stated in the TAPU and the amount of the bank transfers: each must be at least $400,000.

Appraised (cadastral) value: the main trap

This is where people make mistakes most often, so I'll go through it in detail.
For citizenship, what matters is not the price named by the seller, but the government appraiser's valuation. It is often informally called the cadastral value. The appraiser looks at the area, comparable transactions, floor area, and year of construction, and then issues a report.
In practice, the appraised value often turns out to be below the market price. The appraiser relies on actual transactions in the area, not on the developer's price list. If there are few high-value transactions in the area, the appraisal will be low, no matter what the property costs in the ads.
Example: you buy an apartment for $400,000, and the appraiser values it at $320,000. Such a property doesn't qualify for citizenship, and you'll have to buy additional property worth another $80,000.
Here's how it looks by city (based on our practice):
City Share of properties where the appraised value ≈ market price
Istanbul almost always matches
Antalya about 30-40% of properties
Alanya about 10-15% of properties
Mersin about 10-15% of properties
That's why for citizenship we primarily recommend Istanbul, and in Antalya we select properties on a case-by-case basis. We do not recommend Alanya and Mersin for citizenship: the risk that the appraisal will fall short of $400,000 is too high.
Our rule: we order the appraisal before the Client pays the main amount, not after. That way, you know for sure the property qualifies.

Fraud schemes: why thousands of people lost their passports

Wherever there is a gap between the market price and the appraisal, "fixers" appear who promise to sort things out. The schemes have long been known:
  • the appraised value is artificially inflated;
  • sham transactions are arranged in which no real money was transferred;
  • forged property documents are submitted.
In 2026, Turkey clearly demonstrated how this ends. According to the Turkish Ministry of Interior, citizenship decisions have been canceled or revoked for a total of 1,413 investors, or 6,134 people including family members. Since February 11, 2026 alone, 458 investors and their families, totaling 1,393 people, have lost their citizenship. The violations were uncovered by joint inspections by the Land Registry, the tax authority, and the police: the cases involved forged appraisal reports and sham real estate transactions.
On September 21, 2026, the Istanbul prosecutor's office conducted an operation targeting sham real estate transactions. As part of this case, 1,070 people who obtained citizenship illegally were identified, along with another 11 people whose applications were under review.
Note: citizenship is revoked from the entire family, not just the investor. A person loses both the passport and the money paid to intermediaries, and in the worst case faces a criminal case.
My position is simple: there is only one legal path to a passport. The property is genuinely worth $400,000, an appraiser confirms it, and the money goes through a bank. Any offer to "save" on these steps is not a service, but a risk of losing everything.

How the process works: 8 stages

Stage What happens Timeframe
1 Opening a bank account in Turkey -
2 Purchasing property from $400,000 -
3 Appraisal, property valuation 1-4 weeks
4 Obtaining the DAB certificate on currency sale to the bank 1-5 days
5 TAPU registration about 5 days
6 Residence permit application about 1 week
7 Confirmation that the property meets citizenship requirements about 2 months
8 Submitting the citizenship application about 1 week
After submitting the application, all that's left is to wait for the decision. The entire process from submitting documents to receiving a passport usually takes 8-12 months.

Required documents

For the property and transaction:
  • property valuation report;
  • DAB certificate;
  • dekont, i.e., a bank payment receipt with the bank's signature and stamp;
  • numarataj, an address certificate with the property's details;
  • TAPU;
  • proof of payment of tax and fees.
Applicant's personal documents:
  • international passport: original and a notarized copy with a Turkish translation;
  • certificate of no criminal record with an apostille;
  • tax number (you'll need a Turkish phone number and your parents' names in Latin script);
  • health insurance for yourself and your family members;
  • 4 biometric photos;
  • power of attorney for a lawyer.
Family documents:
  • spouse's certificate of no criminal record with an apostille;
  • notarized copy of the marriage certificate with an apostille and a marriage registration certificate with an apostille;
  • notarized copy of the spouse's birth certificate with an apostille;
  • notarized copies of minor children's birth certificates with an apostille;
  • family composition certificate (issued by your country's embassy or consulate in Turkey);
  • consent of the other parent if the child's parents are divorced.
  • We give every Client a full checklist of 19 documents and work through it together down to the last item.

Risks you should know about in advance

  • Valuation below the price. Solved by checking the property before purchase.
  • Three years without selling. The money stays in the property for three years. That's why a property for citizenship must be liquid: in three years, it should be easy to sell at a profit.
  • Notification in your home country. In many countries, citizens are required to report a second citizenship to the migration service or another government body, usually within 60 days. Deadlines and procedures depend on your country's laws, so it's worth checking them in advance.
  • Military service. Young men who obtain Turkish citizenship before the age of 18 become subject to conscription. Turkish law provides an official paid alternative to service, which costs about $10,000. Men who obtain citizenship after the age of 18 are, as a rule, not subject to conscription.
  • Fraudsters. Work only with a company that conducts the transaction transparently, through a bank and a government valuation.

How we work

At DDA Real Estate Turkey, citizenship processing is free for our Clients. We select a property that both passes the $400,000 valuation and our liquidity filter. Our lawyers check the TAPU, the developer, and encumbrances, run the transaction through the bank, and support the family until they receive their passports.
A Turkish passport is a lifelong decision, and it's not something to cut corners on. You make this decision once, and you make it right.
Sources: Turkish Ministry of Interior, September 2026; Henley Passport Index 2026; rules of the Turkish citizenship by investment program; Turkish Land Registry (Your Key Türkiye); DDA Real Estate Turkey practice.
Get a free expert consultation
07.10.2026

A Turkish Passport: A Backup Plan for Your Family

A second passport today is neither a luxury nor a status symbol. It's insurance for your family, freedom for your business, and a legacy for your children. I explain what Turkish citizenship really gives you, how to obtain it legally, and why thousands of people lost it in 2026.
Sergei Dubinets, founder and CEO of DDA Real Estate Turkey.

Why you need a second passport

Over my years of working and living in Turkey, I have seen how quickly the world changes. Borders close overnight, banks block accounts without explanation, and plans that seemed reliable collapse because of decisions made in foreign capitals.
A second passport addresses three goals at once:
  • Security. Your family always has a country where they can come, live, work, and study without visas or permits.
  • Freedom. You don't depend on restrictions imposed against a single citizenship.
  • Legacy. Citizenship passes to your children, and children born to a Turkish citizen receive it from birth.
This is your backup plan. You may never need it. But when you do, you won't be able to build it in a week.

What a Turkish passport gives you

Travel. According to the 2026 Henley Index, a Turkish passport gives visa-free or visa-on-arrival access to 113 destinations.
Business in the USA. Turkish citizens can obtain the US E-2 investor visa. This gives the right to start or buy a business in the US and live there with your family. For citizens of many countries, this path is closed.
International business and banking. With a Turkish passport, you can open companies and accounts, make payments, and work with partners around the world without the restrictions that apply to passports of sanctioned countries.
Life in Turkey without restrictions. A citizen doesn't need to renew a residence permit. They can work without a permit, use public healthcare, and their children study at Turkish schools and universities on equal terms with locals.
Dual citizenship. Turkey does not require you to renounce the citizenship of your country. You keep both passports.

Why this is especially important for citizens of sanctioned countries

Such a country today lives under thousands of sanctions. An ordinary person far removed from politics faces them every day: visa refusals, closed accounts, blocked transfers, partners who don't want to work with their passport.
A Turkish passport doesn't cancel your citizenship; it adds a second one that opens up the world again. At the same time, Turkey remains a country open to people from all over the world: direct flights from dozens of countries, a friendly attitude toward foreigners, and large international communities in Istanbul and Antalya.

A passport for the whole family

A single investment grants citizenship to several family members at once:
  • the investor;
  • the spouse;
  • all children under 18.
The investor's parents and adult children do not receive citizenship under this program, but they can obtain a residence permit and live near the family

A new first and last name

When obtaining citizenship, you can choose a Turkish first and last name. Many of our Clients do just that: a new name makes life, business, and communication in Turkey easier. The decision is made once, at the document submission stage.

Turkey protects your property

Property rights in Turkey are protected by the Constitution, and the protection is the same for citizens and foreigners. Your TAPU (title deed) is kept in the state registry, and the state itself is liable for registry errors.
For a family, this means a simple thing: the property you buy remains yours and passes to your children by inheritance. You leave them not only an apartment, but also citizenship that will serve them and their children.

Program requirements: what you need to know

In 2026, to obtain citizenship through real estate, you need to buy property worth at least $400,000. For other types of investment, such as a deposit or government bonds, the threshold is $500,000.
Key requirements:
  • Amount from $400,000. You can buy one property or several; what matters is that the total value reaches the threshold.
  • Payment through a bank only. The entire amount arrives in foreign currency through a Turkish bank, the currency is sold to the bank, and you receive a DAB certificate (Döviz Alım Belgesi). It confirms that the money actually came into the country.
  • Three years without selling. An annotation is placed in the TAPU stating that the property cannot be sold or transferred for three years. After that, the property can be sold, and the citizenship remains.
  • Mandatory appraisal. The property's value is confirmed by a licensed appraisal company. Its report is the key document of the entire procedure.
  • The price in the TAPU must be real. The government separately checks the price stated in the TAPU and the amount of the bank transfers: each must be at least $400,000.

Appraised (cadastral) value: the main trap

This is where people make mistakes most often, so I'll go through it in detail.
For citizenship, what matters is not the price named by the seller, but the government appraiser's valuation. It is often informally called the cadastral value. The appraiser looks at the area, comparable transactions, floor area, and year of construction, and then issues a report.
In practice, the appraised value often turns out to be below the market price. The appraiser relies on actual transactions in the area, not on the developer's price list. If there are few high-value transactions in the area, the appraisal will be low, no matter what the property costs in the ads.
Example: you buy an apartment for $400,000, and the appraiser values it at $320,000. Such a property doesn't qualify for citizenship, and you'll have to buy additional property worth another $80,000.
Here's how it looks by city (based on our practice):
City Share of properties where the appraised value ≈ market price
Istanbul almost always matches
Antalya about 30-40% of properties
Alanya about 10-15% of properties
Mersin about 10-15% of properties
That's why for citizenship we primarily recommend Istanbul, and in Antalya we select properties on a case-by-case basis. We do not recommend Alanya and Mersin for citizenship: the risk that the appraisal will fall short of $400,000 is too high.
Our rule: we order the appraisal before the Client pays the main amount, not after. That way, you know for sure the property qualifies.

Fraud schemes: why thousands of people lost their passports

Wherever there is a gap between the market price and the appraisal, "fixers" appear who promise to sort things out. The schemes have long been known:
  • the appraised value is artificially inflated;
  • sham transactions are arranged in which no real money was transferred;
  • forged property documents are submitted.
In 2026, Turkey clearly demonstrated how this ends. According to the Turkish Ministry of Interior, citizenship decisions have been canceled or revoked for a total of 1,413 investors, or 6,134 people including family members. Since February 11, 2026 alone, 458 investors and their families, totaling 1,393 people, have lost their citizenship. The violations were uncovered by joint inspections by the Land Registry, the tax authority, and the police: the cases involved forged appraisal reports and sham real estate transactions.
On September 21, 2026, the Istanbul prosecutor's office conducted an operation targeting sham real estate transactions. As part of this case, 1,070 people who obtained citizenship illegally were identified, along with another 11 people whose applications were under review.
Note: citizenship is revoked from the entire family, not just the investor. A person loses both the passport and the money paid to intermediaries, and in the worst case faces a criminal case.
My position is simple: there is only one legal path to a passport. The property is genuinely worth $400,000, an appraiser confirms it, and the money goes through a bank. Any offer to "save" on these steps is not a service, but a risk of losing everything.

How the process works: 8 stages

Stage What happens Timeframe
1 Opening a bank account in Turkey -
2 Purchasing property from $400,000 -
3 Appraisal, property valuation 1-4 weeks
4 Obtaining the DAB certificate on currency sale to the bank 1-5 days
5 TAPU registration about 5 days
6 Residence permit application about 1 week
7 Confirmation that the property meets citizenship requirements about 2 months
8 Submitting the citizenship application about 1 week
After submitting the application, all that's left is to wait for the decision. The entire process from submitting documents to receiving a passport usually takes 8-12 months.

Required documents

For the property and transaction:
  • property valuation report;
  • DAB certificate;
  • dekont, i.e., a bank payment receipt with the bank's signature and stamp;
  • numarataj, an address certificate with the property's details;
  • TAPU;
  • proof of payment of tax and fees.
Applicant's personal documents:
  • international passport: original and a notarized copy with a Turkish translation;
  • certificate of no criminal record with an apostille;
  • tax number (you'll need a Turkish phone number and your parents' names in Latin script);
  • health insurance for yourself and your family members;
  • 4 biometric photos;
  • power of attorney for a lawyer.
Family documents:
  • spouse's certificate of no criminal record with an apostille;
  • notarized copy of the marriage certificate with an apostille and a marriage registration certificate with an apostille;
  • notarized copy of the spouse's birth certificate with an apostille;
  • notarized copies of minor children's birth certificates with an apostille;
  • family composition certificate (issued by your country's embassy or consulate in Turkey);
  • consent of the other parent if the child's parents are divorced.
  • We give every Client a full checklist of 19 documents and work through it together down to the last item.

Risks you should know about in advance

  • Valuation below the price. Solved by checking the property before purchase.
  • Three years without selling. The money stays in the property for three years. That's why a property for citizenship must be liquid: in three years, it should be easy to sell at a profit.
  • Notification in your home country. In many countries, citizens are required to report a second citizenship to the migration service or another government body, usually within 60 days. Deadlines and procedures depend on your country's laws, so it's worth checking them in advance.
  • Military service. Young men who obtain Turkish citizenship before the age of 18 become subject to conscription. Turkish law provides an official paid alternative to service, which costs about $10,000. Men who obtain citizenship after the age of 18 are, as a rule, not subject to conscription.
  • Fraudsters. Work only with a company that conducts the transaction transparently, through a bank and a government valuation.

How we work

At DDA Real Estate Turkey, citizenship processing is free for our Clients. We select a property that both passes the $400,000 valuation and our liquidity filter. Our lawyers check the TAPU, the developer, and encumbrances, run the transaction through the bank, and support the family until they receive their passports.
A Turkish passport is a lifelong decision, and it's not something to cut corners on. You make this decision once, and you make it right.
Sources: Turkish Ministry of Interior, September 2026; Henley Passport Index 2026; rules of the Turkish citizenship by investment program; Turkish Land Registry (Your Key Türkiye); DDA Real Estate Turkey practice.
Get a free expert consultation